Business settings
How money reaches you, and what it costs.
Business
Bar Mundial
Tapas · 14 tables · Barcelona
Payout account
SEPA instant · 0092
Money lands within seconds of each payment.
Network fee
1.0% bank · 1.5% card
Charged once per ticket, however many people split it. Personal transfers between individuals are free. No monthly fee, no terminal rental. Average ticket 27,33 €.
Table & counter codes
14 codes active
Each code opens the live ticket for that table or counter.
What Rail costs you vs a card terminal
Typical acquiring today: 1.8% + 0.10€ per payment + 29€ terminal rental
Card terminal
635,50 €
Rail (1.0% bank / 1.5% card)
350,00 €
You keep
+285,50 €/mo
Based on 1025 payments a month at an average ticket of 27,33 €. A table that splits four ways still costs you one ticket fee, not four.
Business verification
Approved- CompanyCIF / NIF checked against the Registro Mercantil
- OwnersEveryone with over 25% identified and verified (UBOs)
- DirectorsLegal representative verified like a personal account
- Payout accountIBAN in the business's own name, confirmed by open banking
- ActivityVenue, MCC and expected volume reviewed
Payments are held until verification is approved; money is routed through licensed card, instant and bank rails.
Team access
- OwnerEverything, including payouts and bank details (passkey)
- ManagerTill, refunds, catalog, reports
- StaffTill only — quick PIN on the shared device
One person can have a personal Rail and belong to several businesses, each with its own role.